<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Fight Back !!! &#187; Northern Gate</title>
	<atom:link href="http://mac1st.ca/WPS/category/northern-gate-retirement-community/feed/" rel="self" type="application/rss+xml" />
	<link>http://mac1st.ca/WPS</link>
	<description>Support Our Troops</description>
	<lastBuildDate>Tue, 25 Oct 2011 14:02:06 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Northern Gate ll</title>
		<link>http://mac1st.ca/WPS/2011/03/02/northern-gate-ll/</link>
		<comments>http://mac1st.ca/WPS/2011/03/02/northern-gate-ll/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 19:03:42 +0000</pubDate>
		<dc:creator>The Fugitive</dc:creator>
				<category><![CDATA[About Life Lease(s)]]></category>
		<category><![CDATA[Northern Gate]]></category>
		<category><![CDATA[Edith]]></category>
		<category><![CDATA[Gate]]></category>
		<category><![CDATA[Keith]]></category>
		<category><![CDATA[Lease]]></category>
		<category><![CDATA[Lewis]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Northern]]></category>
		<category><![CDATA[Retirement Community]]></category>

		<guid isPermaLink="false">http://mac1st.ca/WPS/?p=886</guid>
		<description><![CDATA[If you have been wondering whether an investment at Northern Gate would be an astute investment or something completely different consider the actual example of a so called purchase and sale below (it assumes a down payment of approx. $100,000.00 and no provision is made for interest lost on the down payment) and apply your <a href='http://mac1st.ca/WPS/2011/03/02/northern-gate-ll/'>[...]</a>]]></description>
			<content:encoded><![CDATA[<p>If you have been wondering whether an investment at Northern Gate would  be an astute investment or something completely different consider the  actual example of a so called purchase and sale below (it assumes a down  payment of approx. $100,000.00 and no provision is made for interest  lost on the down payment) and apply your own description:</p>
<table border="0" cellspacing="0" cellpadding="0" width="455">
<tbody>
<tr height="13">
<td width="75" height="13">09.06.2007</td>
<td width="16"></td>
<td width="198">Purchase of Life Lease</td>
<td width="75" align="right">288,900.00</td>
<td width="16"></td>
<td width="75"></td>
</tr>
<tr height="13">
<td height="13">09.06.2007</td>
<td></td>
<td>Approx. Closing Costs</td>
<td align="right">650.00</td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13">03.01.2011</td>
<td></td>
<td>Sale of Life Lease</td>
<td></td>
<td></td>
<td align="right">330,000.00</td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td>Time Lapse Approx. 41 Months</td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td>Est. Mortgage Payments * 41</td>
<td align="right">41,000.00</td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td>Est. Maintenance &amp; Taxes * 41</td>
<td align="right">28,700.00</td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td>Fee To Northern Gate on Sale</td>
<td align="right">33,000.00</td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td>Est. Income 1550.00 * 36</td>
<td></td>
<td></td>
<td align="right">55,800.00</td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td>Paid Out</td>
<td></td>
<td>Received</td>
</tr>
<tr height="13">
<td height="13">Totals</td>
<td></td>
<td></td>
<td align="right">392,250.00</td>
<td></td>
<td align="right">385,800.00</td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td colspan="3" height="13"><strong>Approximate Net Loss After 41 Months</strong></td>
<td></td>
<td></td>
<td align="right"><span style="color: #ff0000;"><strong>-$6,450.00</strong></span></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td colspan="5" height="13"><strong>Doesn&#8217;t include Real Estate Brokerage Fees Est. At   330,000 * 5%</strong></td>
<td align="right"><strong>$16,500.00</strong></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td height="13"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="13">
<td colspan="3" height="13"><strong>For a Total Loss After 41 Months of</strong></td>
<td></td>
<td></td>
<td align="right"><span style="color: #ff0000;"><strong>-$22,950.00</strong></span></td>
</tr>
</tbody>
</table>
<p><strong>Of course if your name(s) was Edith and Keith Lewis as was the case here Northern Gate Paid The Real Estate Listing Brokerage Fees For You    -     I wonder&#8230;&#8230;..Has Northern Gate paid the Real Estate Fees of everyone else who has sold their Life Lease?</strong></p>
<p><strong>Speaking of Keith and Edith Lewis &#8211; they would have you believe that he, at least is Church going Christian. I wonder if they include as Christian Acts the following: </strong></p>
<p><strong>breaking and entering</strong></p>
<p><strong>making false and malicious claims to Police and others</strong></p>
<p><strong>filing false affidavits</strong></p>
<p><strong>defrauding the Province of Ontario’s Land Transfer Tax Department, aka me and anyone else who pays taxes in the province of Ontario by stating that 78 Norm Faulkner Drive would be their principal Residence in order to avoid paying Land Transfer Tax when they clearly never had any intentions of living in the property and in fact Edith Lewis stated at an LTB Hearing in June 2010 she never, as of that time had even seen the property.</strong></p>
<p><strong>claiming to be &#8220;good landlords&#8221; when in fact they sat on their asses and did next to nothing while passing the buck</strong></p>
<p><strong>In fact, in my opinion, they thing they know how do best is lie and when that does not work for them, they simply lie and fabricate some more! And, there is one last thing seeing as how they seem to care very little about who they spread their lies too, I did in fact deduct from the last month&#8217;s rent a reasonable amount for just a few of the issues for which they were totally responsible but saw fit to do nothing about except pass the buck, like almost everything else when it came to this property, they cared very little about anything.<br />
</strong></p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://mac1st.ca/WPS/2011/03/02/northern-gate-ll/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Northern Gate</title>
		<link>http://mac1st.ca/WPS/2009/05/18/northern-gate/</link>
		<comments>http://mac1st.ca/WPS/2009/05/18/northern-gate/#comments</comments>
		<pubDate>Mon, 18 May 2009 14:08:02 +0000</pubDate>
		<dc:creator>The Fugitive</dc:creator>
				<category><![CDATA[Northern Gate]]></category>

		<guid isPermaLink="false">http://mac1st.ca/WPS/?p=646</guid>
		<description><![CDATA[Northern Gate Retirement Community &#8211; Stouffville, Ontario April 3rd, 2011 &#8211; The billboard at Northern Gate states &#8220;Care Free • Luxury • Life Style.&#8221; But is it really? I have several hundred photographs taken during the period of March, 2008 through February 20111 exemplifying the maintenance, landscaping &#38; snow removal during this +/- 3 year <a href='http://mac1st.ca/WPS/2009/05/18/northern-gate/'>[...]</a>]]></description>
			<content:encoded><![CDATA[<p>Northern Gate Retirement Community &#8211; Stouffville, Ontario</p>
<p>April 3rd, 2011 &#8211; The billboard at Northern Gate states &#8220;Care Free • Luxury • Life Style.&#8221; But is it really? I have several hundred photographs taken during the period of March, 2008 through February 20111 exemplifying the maintenance, landscaping &amp; snow removal during this +/- 3 year period and  you can decide for yourself whether the Life Style at Northern Gate is truly a &#8220;Care Free • Luxury • Life Style.&#8221;</p>
<p>If you would like to see the photos send an email with Photo ID to photos@mac1st.ca with the words Northern Gate Photos in the subject line.</p>
<p>Note   of December 5th, 2009: I have been threatened with a Libel &amp;   Slander Claim by Northern Gate and Jim McCarthy for apparently writing   here what I believe to be truthful statements relating to my experience   in trying to deal with Northern Gate and Jim McCarthy.</p>
<p>They have   also attempted to shut me up by demanding this post be removed from   this site without providing a shred of evidence to support their demand.   I do not apologize for anything I have written here as I believe or   believed at the time the statements were made they were fair comment and   truthful in their nature.</p>
<p>I have shown below items which I think are relevant to the accusations they have made against me in ( ).</p>
<p>(I   think it rather unfortunate that they would rather turn this into a   pissing contest that simply pick up a telephone or knock on the door and   look to settle outstanding matters in a professional and business like   manner. Better still, reimburse me for services I have paid for and   which were never provided since I had advised them in March of 2009 that   I fully intended on making my thoughts on the issues expressed here   available on the internet!)</p>
<p>January 14th, 2010 &#8211; It has been 396   Days since advising Northern Gate in writing of some 16 SIXTEEN   concerns I had. Since that date they have done what they usually do   about at least 12 of these concerns &#8211; ABSOLUTELY NOTHING!</p>
<p>It has   also now been a week since I called the property Manager, Darryl   DeSouza at Northern Gate to ask that he look into a terrible smell   coming from the drains in all three of the bathrooms and to inquire as   to why some residents in the community get their driveways shoveled   clean and others do not! The response from Northern Gate as of this date   has been once again, to do ABSOLUTELY NOTHING!</p>
<p>Is Darryl   DeSouza really the Manager and or Property Manager at Northern Gate?   Both he and or Northern Gate would certainly have you believe that he is   one or the other or perhaps both. On the other hand however, Northern   Gates ’s Solicitor refers to Mr. DeSouza in Court as a mere grass  cutter  so who really knows for sure.</p>
<p>By the way, have you got an  extra  $50,000.00 more less to throw away? Should you, for any reason,  other  than death, decide that you made an error in judgment in choosing   Northern Gate and decide to &#8220;sell&#8221; your life lease, $50,000.00 would  be  the approx. cost of getting out assuming that you sold your life  lease  for $350,000.00 which would be calculated as $350,000.00 x 10% to   Northern Gate (This is what they charge to change the ownership record   of your Life Lease in their files unless of course they choose to buy   you out themselves &#8211; I have been advise by at least one resident that   their fee alone is now 15%) and add say 5% to your Realtor would be a   total $350,000.00 x 15% = $52,500.00 plus GST on your Realtor&#8217;s Fees and   I would assume Northern Gate&#8217;s Fee as well.</p>
<p>This post simply   states our experience at Northern Gate Retirement Community in   Stouffville, Ontario. You might want to consider some or all of this   when thinking of making a purchase there.</p>
<p>We made arrangements   to lease a home at Northern Gate in early 2008 with the intention of   possibly purchasing if we found everything to our satisfaction.</p>
<p>Negotiations   were conducted through Northern Gate’s Realtors Ron Elliott and Susan   Cogar of Sutton Group &#8211; town and country realty ltd. It should be noted   here that none of the homes at Northern Gate are really for sale. What   you’re getting is a “Lifetime Lease” as opposed to actually owning the   property.</p>
<p><strong>Consider</strong>:</p>
<p>We leased a property, the sale of which closed in September 2007.</p>
<p>Since   September 2007 not one single effort has been made to apply a finish   coat of paint to the outside of the patio doors in spite of the fact   that there are painters seen on the site at least twice a week during   good weather.</p>
<p>It took over a year to repair the doors which   warped leading from the kitchen to the patio and even then we were   advised the repairs likely will not last. We were led to believe (by   their door repair people) at this time that the doors and windows used   in these home are of the cheapest quality available. Now the door lites   are warped!</p>
<p>Northern Gate are responsible for the ownership,   repair and or replacement of all appliances as well as landscaping and   snow removal.</p>
<p>In spite of complaints about the Dishwasher   between March, 2007 &amp; June 2009 not one single effort was made to   correct or replace it. In fact it took over 9 months before Northern   Gate even bothered to have Bart’s Appliances of Stouffville look at it   which resulted in 2 completely different stories.</p>
<p>Bart’s   Appliances advised us that the Dishwasher could not wash dishes. He went   so far as to say he had installed a seven year old whirlpool  dishwasher  for another of his clients that did a better job at cleaning  dishes  than ours ever could. He also stated that he would try to  resolve the  issue by getting a new set of brains for it ASAP.</p>
<p>Of  course,  Bart’s Appliances has never as of the date of this posting  ever called  back. Furthermore Bart’s advised Northern Gate behind our  back that  there is nothing wrong with and of course Northern Gate don’t  want to  replace or repair it. But this is only one of example of how  these liars  operate.</p>
<p>In spite of a call made to Bart’s  Appliances to  explain his deceit, to this date he has failed to return  the call.  Perhaps, one might want to think twice or more before dealing  which such  an appliance firm</p>
<p>So, after some 15 months We  finally called GE who made the  Dishwasher. They never authorized Bart&#8217;s  Appliance to do a service call  and had never had a report from  Northern Gate that there was even  anything wrong with it. To GE&#8217;s  credit, they arranged to have the  Dishwasher replaced &amp; upgraded  free of charge &#8211; NO THANKS TO  NORTHERN GATE who during that time could  not be bothered to even so much  as lift a finger to make a telephone  call to GE.</p>
<p>None of the  closets in the bedrooms are deep enough  to actually hang clothes without  having them constantly rubbing against  the closet doors. The third  bedroom/spare room in the basement has no  windows or closets. There are  also no linen closets anywhere on the  main floor.</p>
<p>It took  Northern Gate 10 months to replace a broken  weather-strip on the bottom  of the front door which all through this  time had been allowing water,  rain &amp; snow to enter the house.</p>
<p>Even  the simplest of tasks,  for example replacing a bathroom light fixture  took over 4 months. We  eventually deducted the cost of replacing a  kettle from the monthly  maintenance fees which blew up due to a faulty  receptacle which itself  took over 3 months to have repaired. (<a title="Wall Outlet &amp; Landscaping" href="http://mac1st.ca/NFD01%20(Lightbox)/index.html" target="_blank">See Photo Here</a>)  (Notice scorch  marks on cover and surrounding wall which they deny was  ever a problem  even though they were informed of the problem in  writing on March 12,  2008, seen the kettle and when the cost of  replacing the kettle was  deducted in AUGUST 2008 they not only said  nothing, they did nothing!)</p>
<p>It  gets better, when the hot water  heater quit working, there were at  least one and sometimes two  appointments per day over a three day period  made for the appropriate  service people to come and repair the problem  while we had to sit home  and wait for them to show up. All of these  appointments. No one showed  up until the 4th day. We were never  compensated for our wasted time or  lack of hot water.</p>
<p>Pot holes  are left unfilled for the most part  for what is now approaching 15  months. Heavy equipment is used during  the winter months which in some  case has scratched some of the  interlock as well as caused it to heave  in places.</p>
<p>Maintenance  fees, instead of heading down as we and  others were advised have headed  up. Part of this increase is allegedly  due to increase in the cost of  water testing even though the Town of  Stouffville has stated that it  through York Region supplies the water  which is already been tested by  them.</p>
<p>However, since Northern  Gate have allegedly refused to  open their books, (or provide  confirmation of increased costs by way of  actual invoices who can really  say why the cost of maintenance is  going up. (<a title="Norther Gate memo of 03.18.2009" href="http://mac1st.ca/WPS/PDF/03.18.2009.PDF" target="_blank">see memo of 03.18.2009</a>)   (NOTE: According to the letter threatening libel &amp; slander this   issue does not effect me and should be addressed with the landlord. I   beg to differ as there is a contract/agreement with Northern Gate with   my signature on it as well as Jim McCarthy&#8217;s)</p>
<p>The alarm provided   by Northern Gate with emergency call was to be monitored by   Counterforce in Mississauga, Ontario. However we contend that it was   never monitored until over a year after we moved in which was in March,   2008. We were NEVER supplied with any written notice or certificate of   monitoring until the date of the LTB hearing and the Certificate shown   at that time was dated July 2008 – 5 months after moving in.</p>
<p>We   have been in touch with Counterforce both via email and facsimile in an   attempt to obtain a listing of all alarms during the time they claim  it  was monitored etc., but they, like Bart’s Appliances seem to have  little  or no interest in responding to us since March 26th, 2009.</p>
<p>In   terms of landscaping, the only time weeds, which been allowed to grow   over 3′ in height were cut down was when we did it. The flower beds or   whatever have never been weeded by their grounds people, and when the   grass is cut, rather than move around a flower pot the grounds people   would rather cut it up with their tools. (perhaps I was more than a   little frustrated when I wrote this and might have said 2&#8242; to 3 &#8216;) (<a title="Click Here For Photo Example" href="http://mac1st.ca/NFD01%20(Lightbox)/index.html" target="_blank">See  Photo Example Here</a> which also includes examples of lawn mowing and  disposal of grass) Did  Northern &amp; McCarthy know about the weeds?  Yes, not only did they  occupy the unit right beside me they were also  informed in writing in  the event they chose not see on AUGUST 1st, 2008)</p>
<p>Then  when we  decided to take some of our concerns to the Landlord &amp;  Tenant  Board, the Realtor, Ron Elliott from whom we had made the  original  arrangement to lease with, signed on behalf of the landlord a  letter  stating that I had used abusive language when I had last talked  to him.  However, when he was confronted and asked to give one single  example  of anything that I might have said to him he could not remember  so much  as one single word.</p>
<p>Northern Gate refuses to reimburse  for a  furnace filter, alleging that that their people replaced it when  in  fact we have a form from their people stating it was not replaced!</p>
<p>Jim   McCarthy, who seems to be the boss of bosses at Northern Gate – all I   can say is beware of this character as he is willing to lie,   misrepresent both verbally and in writing! (I have just recently   obtained a copy of a letter he wrote on Northern Gate Letterhead and am   satisfied that in this letter if he did not outright lie about me he   most certainly made representations that are not in any way truthful or   close to fair comment) (Given that Northern Gate and McCarthy have   through their solicitor denied the issues of the electrical outlet,   weeds and have charged in their maintenance fees for services that were   paid for by me and never provided in some cases, I will leave it up to   you to decide who is not telling the truth!)</p>
<p>The best interests   of Northern Gate seem to lie in waiting you out in hopes that you will   go away and all will be forgotten. Even when they had information such   as the questionable Alarm Monitoring Certificate or the information   supplied by Bart’s Appliances they did not have the guts to even say a   word to us as of the date of this post even though they knew these items   were in question since moving in.</p>
<p>Discrimination &#8211; do not   expect be treated equally here either. Some residents get things done   like having their lawns fixed after they were messed up during the   winter by the snow removal people but apparently other residents do not   rate this consideration. The same applies to trimming of grass etc.   during the summer of 2009.</p>
<p>Mr. Jim McCarthy is such a proud and   considerate sort of person that he will not even consider meeting with   the residents of Northern Gate en mass to discuss their concerns. So as   one might gather, the folks at Northern Gate and some of their   Vendors/Suppliers would rather run &amp; hide or make up stories to   achieve their own ends.</p>
<p>Never have I seen so many people so   willing to lie, cheat and deprive residents of their rights in my life.   So……………….Still thinking of retiring at Northern Gate?</p>
<p>Update   2009 &#8211; Northern Gate has apparently dismissed it&#8217;s landscapers in favour   of having the property manager physically mow the lawn, which he leaves   so short it almost looks bald. Occasionally he actually gets out the   blower to remove clippings from the walkways and patios but cannot seem   to get himself to avoid leaving mower marks all over some patios, never   mind removal of same.</p>
<p>Although I am not certain how one   qualifies for the service, but he will actually repair some lawns and   walkways that were damaged through the winter by their front end loader   but certainly not all. Perhaps it depend on whether they like you.</p>
<p>Another   problem in this little community is there are a couple of residents  who  actually do most of their own landscaping and that of some of the  other  residents. I call them enablers because as long as they continue  to do  this Northern Gate gets away with doing virtually nothing while  getting  paid extremely well by way of maintenance fees which have  jumped to some  $400.00 per month as opposed to decreasing as originally  promised.</p>
<p><strong>About  Privacy</strong> – No need to worry  about that here, there wasn&#8217;t any. At least not in my case as  both Northern Gate  employees and or their colleagues did not hesitate to  break and enter  into my unit without any legal right or excuse to do  so. This happened  to me twice and the first time it happened they did  not even have the  decency to lock the doors on their way out!</p>
<p>Originally Posted 5.18.2009 &#8211; Revised 03.24.2011</p>
]]></content:encoded>
			<wfw:commentRss>http://mac1st.ca/WPS/2009/05/18/northern-gate/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
	</channel>
</rss>

